Financing with Our Dealership

Learn About Kia Finance and Lease Programs in Lakeland, FL

Buying a new or used car poses several challenges, especially regarding your available finance and leasing options. You have a lot to consider when choosing whether to finance or lease your next car. That's where Regal Kia comes into the picture. Our knowledgeable and friendly finance team can help you navigate the process of buying or leasing a car in Lakeland, FL. We're here to answer any questions you might have about financing or leasing your next car.

 
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Finance a New or Used Car

If you plan to buy a new, used, or certified pre-owned car, you have the option of financing your purchase. We have flexible finance options that can help you buy a new car near Brandon. There are also finance programs to help you buy a used or certified pre-owned car for your commutes into Winter Haven. If you have blemishes on your credit report, talk to our team of professionals at Regal Kia. We have finance programs that can help you overcome credit problems when financing a used car.

Lease a New Kia Model

If you want to lease a new Kia model, visit our Kia finance center to learn about our flexible leasing terms. We have several lease deals right now that can help you save money when you lease an eligible Kia model. You can lease eligible Kia models for low monthly payments and reduced up-front costs. You can also choose lease limits starting at 24 months.

 

Financing vs Leasing

When it comes to buying a new car, your options include a car loan, a lease, or paying cash. If you haven't weighed your options for auto financing and leasing, now's the time to talk to the finance department at Regal Kia in Lakeland about the benefits of both options. Our professional finance team can help you choose the option that's best suited for you.

Financing

If you want to finance your car, talk to our Kia finance department near Bloomingdale, FL about the available finance programs. Financing a car lets you make monthly payments that go towards ownership. Other benefits of an auto loaninclude:

  • Spreading payments over several years
  • Building credit while paying off your loan
  • Increasing equity in your vehicle
  • Refinancing for lower payments

Leasing

If you want to avoid a larger down payment, leasing a new car may be your better option. When you lease a new car near Haines City, you can also get other benefits that aren't available through a finance program. Those benefits include:

  • Avoiding the breakdown period in older cars
  • Maintaining manufacturer warranty protection
  • Choosing higher-priced models with enhanced features
  • Avoiding issues with fluctuating trade-in values
  • Ensuring newer models for business use
 

Use Our Online Tools to Apply for Financing

If you want to eliminate some of the work involved in buying a new or used car, check out our Kia dealership in Lakeland, FL. We have a variety of online tools that take the work out of buying a car. Our online tools allow you to explore your finance and lease options, get pre-approved for a lease or loan, and schedule a test drive. You can also use our online tools to get an appraisal on your trade-in. With our easy-access online tools, you'll spend less time when you choose our dealership to buy or lease your car near Lake Wales.

 

If you're ready to buy a new or used car, talk to our finance team about the available finance and lease options. Our trained finance team is here to answer any questions about our finance and leasing programs. We can also help you choose the option that's right for your situation. While you're here, you can explore our full inventory of new, used, and certified pre-owned Kia models near Davenport.

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Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Regal Kia

    1025 Bartow Road
    Lakeland, FL 33801-5831

    • Sales: (863) 904-1170
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Get in Touch

  • Contact our Sales Department at: (863) 904-1170
  • Monday8:30 AM - 8:00 PM
  • Tuesday8:30 AM - 8:00 PM
  • Wednesday8:30 AM - 8:00 PM
  • Thursday8:30 AM - 8:00 PM
  • Friday8:30 AM - 8:00 PM
  • Saturday8:30 AM - 7:00 PM
  • SundayClosed